Updated May 2026 · Numbeo + on-the-ground checks
What it actually costs to live in Paraguay. Per city, per family size, in US dollars.
Numbers below are what you'd pay walking in as a foreigner today, not what locals on long-term contracts pay. We re-check every quarter against Numbeo and 5+ expat-group reports. Anything older than 6 months is flagged.
Costs across Paraguay's 17 departments
Click any department to see population, rent ranges, healthcare and internet quality. Switch the dataset to compare expat density, rent, healthcare, or internet — the map recolors instantly.
Concentration of foreign-born residents based on residency-permit issuance and expat-group surveys. · Click any region for the full guide.
Quick answer
The 30-second version.
- Single person, one-bedroom in mid-tier Asunción neighborhood US$ 900–1,100
- Couple, two-bedroom in Las Mercedes/Recoleta US$ 1,400–1,800
- Family of 4, three-bedroom + one international school US$ 3,500–5,500
- Single, frugal in Encarnación or Villarrica US$ 600–800
Bigger ranges = more lifestyle drift. Cooking at home and using Bolt drops the upper figure 25–30%. Eating out daily and Uber-equivalent rides push it past the upper figure.
Rent
Rent by city + neighborhood.
Listings are in PYG; landlords will quote in USD for foreign-rented furnished places. 1 USD ≈ Gs. 6,048 (BCP referencia, 5 May 2026 — the Guaraní strengthened ~15% over the prior year).
| City / area | 1-bed (USD) | 2-bed (USD) | 3-bed (USD) |
|---|---|---|---|
| Asunción · Las Mercedes / Recoleta (premium) | 650–950 | 950–1,500 | 1,600–2,800 |
| Asunción · Villa Morra / Carmelitas (mid) | 450–700 | 700–1,100 | 1,100–1,800 |
| Asunción · Manorá / Mburicaó (budget) | 320–500 | 500–800 | 750–1,200 |
| Encarnación (riverside) | 350–550 | 500–800 | 700–1,200 |
| Ciudad del Este (gated) | 400–650 | 600–950 | 900–1,500 |
| San Bernardino (lake) | 500–800 | 800–1,400 | 1,200–2,200 |
| Areguá | 300–500 | 450–750 | 650–1,000 |
Long-term unfurnished leases ask for 1–2 months deposit + a guarantor (garante). Without a local guarantor, foreigners typically pay 6 months upfront. Furnished short-term is 30–50% more but gets around the guarantor problem.
Groceries
Weekly basket.
Prices in USD for two people, mid-tier supermarket (Stock, Real, Casa Rica). Open-air markets (Mercado 4) cut produce 30–50%.
- 1 kg chicken breast US$ 3.80
- 1 kg ground beef US$ 4.50
- 1 kg rice US$ 1.20
- 1 kg tomatoes US$ 1.80
- 1 kg potatoes US$ 1.10
- Dozen eggs US$ 2.00
- 1 L milk US$ 1.10
- Loaf of bread US$ 1.50
- 1 kg apples (imported) US$ 2.80
- Bottle of decent wine US$ 6–12
Imported brands (Italian pasta, French cheese) often cost 2–3× US prices because of small import volumes. Local equivalents are usually fine.
Utilities + internet
Monthly fixed costs.
| Service | Cost (USD) | Provider |
|---|---|---|
| Electricity (ANDE) — A/C summer (Dec–Feb) | 60–120 | ANDE (state monopoly) |
| Electricity — winter / mild months | 25–45 | ANDE |
| Water (ESSAP) | 8–18 | ESSAP / municipal |
| Internet (300 Mbps fiber) | 20–35 | Tigo, Personal, Claro, Vox |
| Mobile (unlimited data) | 10–20 | Tigo, Personal, Claro |
| Gas (cooking, refilled bottle) | 8–14 | Petropar, Copetrol |
| Building admin / expensas | 30–80 | Per-unit (gated) |
Starlink is active in Paraguay since 2023 — US$ 100/month for the residential plan, faster + lower latency than fiber outside Asunción. ANDE summer bills shock new arrivals; budget high. Solar offsets ~70% with a 5 kWp array, payback ~7 years.
Getting around
Transport.
- Bolt / MUV ride across Asunción US$ 2.50–6
- Bus (Asunción Metro) US$ 0.45 fixed fare
- Used car (Toyota IST 2010 or similar) US$ 7,000–10,000
- Gasoline (1 L super 95) US$ 1.20
- Annual SOAT insurance (small car) US$ 25
- Annual full-coverage insurance US$ 350–600
- Asunción ↔ Ciudad del Este (Encarnador bus) US$ 12–18
- Domestic flight (ASU↔CDE, Latam/Paranair) US$ 60–120
A car is optional in Asunción (Bolt covers most needs) but useful for trips. Encarnación and CDE are easier with a car.
Help
Domestic help — the Paraguay-specific line item.
Affordable household help is unusually accessible. Most expat families have at least once-weekly cleaning; many have full-time staff. Wages are paid for the hour or per-month; live-in is rare for foreigners.
- Cleaner (4 hrs/week) US$ 60–90
- Cleaner full-time (8 hr/day, 6 days) US$ 280–380
- Nanny (full-time) US$ 320–450
- Cook part-time US$ 150–240
- Gardener (weekly) US$ 35–60
- Driver (full-time) US$ 380–550
Above mid-range market rates. Pay aguinaldo (13th month) by Dec 20 — legally required. Register with IPS if you employ them more than 16 hours/week. A patrona/patron who skips IPS is uncommon; word travels in domestic-help networks.
Schools
International school fees per year.
Tuition — full year, one child. Most schools charge a one-time enrollment fee (US$ 400–1,500) and books separately (US$ 200–500). Bilingual local schools cost 1/3 of these prices.
- American School of Asunción (ASA) US$ 9,800–12,400
- British School of Asunción (BSA) US$ 7,500–10,200
- Pan American International School US$ 6,800–9,500
- Colegio Alemán Concordia US$ 5,700–8,200
- Colegio Internacional US$ 5,400–7,800
- Bilingual local (Cristo Rey, Goethe) US$ 2,200–3,800
Paraguay's school year runs February–November. Most international schools follow IB or US/UK curricula. See the dedicated /schools/ guide for enrollment timing and curriculum trade-offs.
Healthcare
Out-of-pocket monthly.
- Asismed plan (private hospitalization, family of 3) US$ 90–140
- OSDE 210 (Argentina-anchored, full coverage) US$ 220–340
- Single GP visit (private clinic) US$ 25–45
- Specialist consult US$ 35–60
- Dental cleaning US$ 25–40
- Implant (full) US$ 1,135–1,650
- MRI scan US$ 180–280
Most expats keep IPS optional and pay out-of-pocket for routine; private insurance kicks in for hospitalization. See /healthcare/.
Lifestyle
Eating out + entertainment.
- Coffee at a cafe US$ 1.80–3.00
- Lunch — menu del día (set lunch) US$ 5–8
- Dinner — mid-tier restaurant for 2 US$ 30–55
- Dinner — top tier (Bolsi, Tierra Colorada) US$ 80–140
- Cinema ticket US$ 5–8
- Gym monthly (Smart Fit) US$ 25–35
- Yoga studio (10-class card) US$ 60–90
- Imported beer at a bar US$ 2.50–4
Asunción has a small but real fine-dining scene. Encarnación and CDE are quieter — you'll spend less because there's less to spend on.
vs the region
Same lifestyle, four cities.
Family of 4, two-bed apartment, one school, two cars, eating out twice a week.
| City | Monthly (USD) |
|---|---|
| Asunción, Paraguay | 3,800 |
| Encarnación, Paraguay | 2,900 |
| Montevideo, Uruguay | 5,500 |
| Buenos Aires, Argentina | 3,400 |
| Panama City, Panama | 4,800 |
| Lisbon, Portugal | 5,200 |
| Madrid, Spain | 5,400 |
| Mexico City, Mexico | 4,100 |
Paraguay is meaningfully cheaper than every comparable South-American capital except interior Argentina (which is volatile). The gap to European capitals is roughly 30–40%.
Sources
Verify with official sources
Every fact on this page links to a Paraguayan government authority or accepted third-party data source.
- BCP — Central Bank of Paraguay bcp.gov.py ↗
Daily PYG/USD exchange rate used for the dollar conversions on this page.
- INE — National Statistics Institute ine.gov.py ↗
Consumer price index, inflation, and household-spending baselines.
- ANDE — National Electricity Authority ande.gov.py ↗
Electricity tariffs (state monopoly).
- ESSAP — Public Water Authority essap.com.py ↗
Asunción metro water rates.
- Petropar — State Oil Company petropar.gov.py ↗
Reference fuel prices.
- Numbeo — Cost of Living Paraguay numbeo.com ↗
Crowdsourced cross-check, used alongside on-the-ground reports.
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