Updated May 2026 · Numbeo + on-the-ground checks

What it actually costs to live in Paraguay. Per city, per family size, in US dollars.

Numbers below are what you'd pay walking in as a foreigner today, not what locals on long-term contracts pay. We re-check every quarter against Numbeo and 5+ expat-group reports. Anything older than 6 months is flagged.

Costs across Paraguay's 17 departments

Click any department to see population, rent ranges, healthcare and internet quality. Switch the dataset to compare expat density, rent, healthcare, or internet — the map recolors instantly.

Typical 2-bedroom apartment rent in the department’s capital, US dollars.

Highest
Lowest

Quick answer

The 30-second version.

  • Single person, one-bedroom in mid-tier Asunción neighborhood US$ 900–1,100
  • Couple, two-bedroom in Las Mercedes/Recoleta US$ 1,400–1,800
  • Family of 4, three-bedroom + one international school US$ 3,500–5,500
  • Single, frugal in Encarnación or Villarrica US$ 600–800

Bigger ranges = more lifestyle drift. Cooking at home and using Bolt drops the upper figure 25–30%. Eating out daily and Uber-equivalent rides push it past the upper figure.

Rent

Rent by city + neighborhood.

Listings are in PYG; landlords will quote in USD for foreign-rented furnished places. 1 USD ≈ 7,250 PYG (May 2026).

City / area1-bed (USD)2-bed (USD)3-bed (USD)
Asunción · Las Mercedes / Recoleta (premium)650–950950–1,5001,600–2,800
Asunción · Villa Morra / Carmelitas (mid)450–700700–1,1001,100–1,800
Asunción · Manorá / Mburicaó (budget)320–500500–800750–1,200
Encarnación (riverside)350–550500–800700–1,200
Ciudad del Este (gated)400–650600–950900–1,500
San Bernardino (lake)500–800800–1,4001,200–2,200
Areguá300–500450–750650–1,000

Long-term unfurnished leases ask for 1–2 months deposit + a guarantor (garante). Without a local guarantor, foreigners typically pay 6 months upfront. Furnished short-term is 30–50% more but gets around the guarantor problem.

Groceries

Weekly basket.

Prices in USD for two people, mid-tier supermarket (Stock, Real, Casa Rica). Open-air markets (Mercado 4) cut produce 30–50%.

  • 1 kg chicken breast US$ 3.80
  • 1 kg ground beef US$ 4.50
  • 1 kg rice US$ 1.20
  • 1 kg tomatoes US$ 1.80
  • 1 kg potatoes US$ 1.10
  • Dozen eggs US$ 2.00
  • 1 L milk US$ 1.10
  • Loaf of bread US$ 1.50
  • 1 kg apples (imported) US$ 2.80
  • Bottle of decent wine US$ 6–12

Imported brands (Italian pasta, French cheese) often cost 2–3× US prices because of small import volumes. Local equivalents are usually fine.

Utilities + internet

Monthly fixed costs.

ServiceCost (USD)Provider
Electricity (ANDE) — A/C summer (Dec–Feb)60–120ANDE (state monopoly)
Electricity — winter / mild months25–45ANDE
Water (ESSAP)8–18ESSAP / municipal
Internet (300 Mbps fiber)20–35Tigo, Personal, Claro, Vox
Mobile (unlimited data)10–20Tigo, Personal, Claro
Gas (cooking, refilled bottle)8–14Petropar, Copetrol
Building admin / expensas30–80Per-unit (gated)

Starlink is active in Paraguay since 2023 — US$ 100/month for the residential plan, faster + lower latency than fiber outside Asunción. ANDE summer bills shock new arrivals; budget high. Solar offsets ~70% with a 5 kWp array, payback ~7 years.

Getting around

Transport.

  • Bolt / MUV ride across Asunción US$ 2.50–6
  • Bus (Asunción Metro) US$ 0.45 fixed fare
  • Used car (Toyota IST 2010 or similar) US$ 7,000–10,000
  • Gasoline (1 L super 95) US$ 1.20
  • Annual SOAT insurance (small car) US$ 25
  • Annual full-coverage insurance US$ 350–600
  • Asunción ↔ Ciudad del Este (Encarnador bus) US$ 12–18
  • Domestic flight (ASU↔CDE, Latam/Paranair) US$ 60–120

A car is optional in Asunción (Bolt covers most needs) but useful for trips. Encarnación and CDE are easier with a car.

Help

Domestic help — the Paraguay-specific line item.

Affordable household help is unusually accessible. Most expat families have at least once-weekly cleaning; many have full-time staff. Wages are paid for the hour or per-month; live-in is rare for foreigners.

  • Cleaner (4 hrs/week) US$ 60–90
  • Cleaner full-time (8 hr/day, 6 days) US$ 280–380
  • Nanny (full-time) US$ 320–450
  • Cook part-time US$ 150–240
  • Gardener (weekly) US$ 35–60
  • Driver (full-time) US$ 380–550

Above mid-range market rates. Pay aguinaldo (13th month) by Dec 20 — legally required. Register with IPS if you employ them more than 16 hours/week. A patrona/patron who skips IPS is uncommon; word travels in domestic-help networks.

Schools

International school fees per year.

Tuition — full year, one child. Most schools charge a one-time enrollment fee (US$ 400–1,500) and books separately (US$ 200–500). Bilingual local schools cost 1/3 of these prices.

  • American School of Asunción (ASA) US$ 9,800–12,400
  • British School of Asunción (BSA) US$ 7,500–10,200
  • Pan American International School US$ 6,800–9,500
  • Colegio Alemán Concordia US$ 5,700–8,200
  • Colegio Internacional US$ 5,400–7,800
  • Bilingual local (Cristo Rey, Goethe) US$ 2,200–3,800

Paraguay's school year runs February–November. Most international schools follow IB or US/UK curricula. See the dedicated /schools/ guide for enrollment timing and curriculum trade-offs.

Healthcare

Out-of-pocket monthly.

  • Asismed plan (private hospitalization, family of 3) US$ 90–140
  • OSDE 210 (Argentina-anchored, full coverage) US$ 220–340
  • Single GP visit (private clinic) US$ 25–45
  • Specialist consult US$ 35–60
  • Dental cleaning US$ 25–40
  • Implant (full) US$ 1,135–1,650
  • MRI scan US$ 180–280

Most expats keep IPS optional and pay out-of-pocket for routine; private insurance kicks in for hospitalization. See /healthcare/.

Lifestyle

Eating out + entertainment.

  • Coffee at a cafe US$ 1.80–3.00
  • Lunch — menu del día (set lunch) US$ 5–8
  • Dinner — mid-tier restaurant for 2 US$ 30–55
  • Dinner — top tier (Bolsi, Tierra Colorada) US$ 80–140
  • Cinema ticket US$ 5–8
  • Gym monthly (Smart Fit) US$ 25–35
  • Yoga studio (10-class card) US$ 60–90
  • Imported beer at a bar US$ 2.50–4

Asunción has a small but real fine-dining scene. Encarnación and CDE are quieter — you'll spend less because there's less to spend on.

vs the region

Same lifestyle, four cities.

Family of 4, two-bed apartment, one school, two cars, eating out twice a week.

CityMonthly (USD)
Asunción, Paraguay3,800
Encarnación, Paraguay2,900
Montevideo, Uruguay5,500
Buenos Aires, Argentina3,400
Panama City, Panama4,800
Lisbon, Portugal5,200
Madrid, Spain5,400
Mexico City, Mexico4,100

Paraguay is meaningfully cheaper than every comparable South-American capital except interior Argentina (which is volatile). The gap to European capitals is roughly 30–40%.

Plan your move

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